Comments on: Which candidate’s health plan will hurt the most?

By: DGF

DGF — Mon, 27 Oct 2008 19:12:44 +0000

The Obama campaign has taken to calling John McCain’s health-care plan “radical” and Barack Obama himself declared during debate that it would “lead to the unraveling of the employer-based health care system.”

If ever a system needed “unraveling” this is it:

The current system discriminates against those who seek to purchase their own health insurance, because it only offers a tax exemption for those who get insurance through their employers.
As a result, many self-employed Americans cannot afford health insurance, even though their taxes help subsidize others.

McCain’s plan would go a long way toward fixing this situation:

McCain’s plan would make the system fairer by ending the tax exemption for health-care purchased through one’s employer and replacing it with tax credits of $2,500 for each individual and $5,000 for every family.

By: Karen Black

Karen Black — Tue, 21 Oct 2008 02:51:34 +0000

Maybe I’m completely out of the loop here, as I really don’t know much about any of these people you are talking about. What I DO know is that I have had both private and employer provided insurance, as well as COBRA. I have private insurance now, and it is a joke. What our family had through our former employer actually covered visits to the doctor and treatments, and even covered part (80%) of our treatments for things like chiropractic care. I have been paying my private insurer ( a large, well known company) for 2 years now and they have refused to cover anything. I’m essentially throwing money away. We get new coverage with our new employer in January and I’m thrilled to know that we will once again have REAL coverage. The private insurance system is a joke, and I have no idea how Ralph Weber gets the idea that a family in New Mexico can pay $3000 a year for decent healthcare. (that family is NOT getting an extra $20k a year, if that’s what he’s trying to say… they will have $5k more cash in their pocket than they did before the tax break) I am paying $200 per month for basic coverage for just my daughter, and they are covering nothing. Coverage for our family of three would have been about $1300 PER MONTH. It seems to me, that if Obama’s plan is simply using an insurer like any other large company, how can it be different than what my husband gets through his employer? I would think that congress has the best of the best as far as health plans go…?!? I’m not understanding how this gets confused with socialized medicine.

By: one man standing » Blog Archive » health care plan review

one man standing » Blog Archive » health care plan review — Tue, 21 Oct 2008 02:28:48 +0000

[...] Association of American Physicians and Surgeons, Inc: Which candidate’s health plan will hurt the … [...]

By: Frank Timmins

Frank Timmins — Fri, 17 Oct 2008 14:51:19 +0000

Obama has been careful in his campaign to stress that his plan is “not government run healthcare” (even though one has to believe that his left leaning tendencies are certainly no less so than Ted Kennedy), and the silence from the usual suspects constantly calling for “universal healthcare” is deafening. Obama and the NHI usual suspects understand that the notion of complete socialization of healthcare is a campaign loser, and consequently the ultimate bait and switch is on.

The Pacific Research Institute is on the mark stating that Obama’s plan would ultimately cause the “death spiral” for private insurance. That eventuality of course would result in the heroic action of the government taking over another failed free market service – The Bait….and The Switch.

By: Zvi Herschman

Zvi Herschman — Fri, 17 Oct 2008 11:56:14 +0000

We have seen this all before in other redistribution schemes, they never work for anybody other than those who manage and parlay the payments. Then we find out they are corrupt and criminal and then we make more laws and regulations to police the problems the government created. What is the problem with a New Yorker buying financial advice and security from Warren Buffet in Nebraska, yet must be protected from health care policies derived from Nebraska?