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	<title>Comments on: Is It Always Better To Have Health Insurance?</title>
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	<description>from the Association of American Physicians and Surgeons</description>
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		<title>By: Edward Stevenson</title>
		<link>http://www.aapsonline.org/newsoftheday/00728#comment-3696</link>
		<dc:creator>Edward Stevenson</dc:creator>
		<pubDate>Wed, 16 Dec 2009 13:56:44 +0000</pubDate>
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		<description>We recently had our first baby, the line item hospital charges for him came in at $1,100 I then got a EOB and bill from the hospital stating that I owed almost $4,000 dollars for his care (it was a health birth, no complications or issues) I called BCBS and the hospital curious why my adjustments and write offs were tripling my bill and was eventually told that the DRG is the $4,000 price so that&#039;s what I owe. (I have a high deduct so it was all under deductible).  I asked the hospital, &quot;your basically telling me that if I was uninsured my bill would be $1,100  but because I have insurance it is $4,000?&quot; the reply was, yeah that&#039;s basically right.</description>
		<content:encoded><![CDATA[<p>We recently had our first baby, the line item hospital charges for him came in at $1,100 I then got a EOB and bill from the hospital stating that I owed almost $4,000 dollars for his care (it was a health birth, no complications or issues) I called BCBS and the hospital curious why my adjustments and write offs were tripling my bill and was eventually told that the DRG is the $4,000 price so that&#8217;s what I owe. (I have a high deduct so it was all under deductible).  I asked the hospital, &#8220;your basically telling me that if I was uninsured my bill would be $1,100  but because I have insurance it is $4,000?&#8221; the reply was, yeah that&#8217;s basically right.</p>
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